Regular Savings Account
  • Minimum deposit to open is $100.00 or $25.00 for minor accounts.
  • No charge for Online Banking access.
  • No charge for Bill Pay services.
  • No charge for Telephone Banking.
  • Interest accrues from the date of deposit and is paid quarterly on the daily balance. If account is closed before interest is credited, no interest will be paid.
  • Interest Rate – Contact your local branch for current rates.
  • Monthly or Quarterly statements.
  • Up to three withdrawals per month.
  • Monthly fee of $5.00 unless a minimum daily balance of $100.00 or more is maintained.
  • Monthly fee waived for minor accounts.
  • $30.00 service charge on each NSF item.
Christmas Club Account
  • Minimum deposit to open is $5.00.
  • Interest accrues from date of deposit.
  • Balance, plus interest, will be dispersed in November.
  • Interest Rate – Contact your local branch for current rates.
  • Early withdrawal will result in account closure and forfeiture of accrued interest.
Insured Money Market Account
  • Minimum deposit to open is $2,500.00.
  • No charge for Online Banking access.
  • No charge for Bill Pay services.
  • No charge for Telephone Banking.
  • Interest accrues from date of deposit, paid on the daily balance, and credited monthly. If account is closed before interest is credited, no interest will be paid.
  • Interest rate – Contact your local branch for current rates.
    $2,500 and less than $10,000 is a Variable Rate
    $10,000 and less than $50,000 is a Variable Rate
    50,000 and above is a Variable Rate
  • Up to six preauthorized transfers per month.
  • Monthly fee of $12.00 unless a minimum daily balance of $2,500.00 or more is maintained.
  • $30.00 service charge on each NSF item.